Calculator
Business Startup Cost Calculator
Calculate total startup costs, monthly burn rate, and runway for your new business.
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Business Startup Cost Calculator
Estimate total startup costs, monthly burn rate, and capital needed to launch your business.
🏢Business Type
Selecting a type fills in typical industry estimates — adjust all values to match your situation.
💸One-Time Startup Costs
$500–$2,000 typical
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Total One-Time$68,500
📆Monthly Recurring Costs
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Payroll total: $7,000/mo
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Monthly Burn Rate$12,600/mo
🛣️Runway & Capital Needed
1 mo12 mo24 mo36 mo
One-time startup costs$68,500
Runway (6 months × $12,600)$75,600
Total Capital Needed$144,100
✅Recommendation
Monthly Burn Rate
$12,600
per month
6-Month Cash Reserve
$75,600
recommended buffer
💡 Recommended Total
$144,100
Startup costs + 6-month cash reserve. Experts recommend having 6 months of operating expenses in reserve beyond your runway.
📊Industry Benchmarks
Consulting$5K – $30K
Online/E-commerce$15K – $75K
SaaS/Tech$20K – $150K
Service Business$10K – $50K
Retail Store$50K – $250K
Restaurant$100K – $500K
⚠️ These estimates are for planning purposes only. Actual costs vary significantly by location, industry, and business model. Consult a business advisor or SBA.gov for guidance on financing.