Stock Return Calculator
Calculate total stock return including price appreciation and dividends reinvested. Get CAGR, year-by-year growth table, and S&P 500 benchmark comparison.
Stock Return Calculator
Calculate total return on any stock investment — price appreciation, dividends, CAGR, and benchmark comparison against major indices.
📋Investment Details
Leave at 0 if the stock pays no dividend
🎯Return Results
💡Understanding Stock Returns
📊 CAGR vs Total Return
Total return shows the overall gain/loss as a percentage. CAGR (Compound Annual Growth Rate) smooths this into an equivalent annual rate, making it easier to compare investments of different durations.
💵 Dividend Impact
Dividends can significantly boost total returns. A stock with 2% yield and 8% price growth delivers ~10% total return — matching the S&P 500 average. Don't overlook dividend income.
🏛️ Benchmarking
Always compare your stock's return to a relevant benchmark. If your stock returned 8% but the S&P 500 returned 10.5%, you underperformed — and might have been better off with an index fund.
🔄 Reinvesting Dividends
Reinvesting dividends (DRIP) compounds your returns over time. Studies show that over 40% of the S&P 500's total return since 1930 came from reinvested dividends.
Disclaimer: This calculator is for educational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Consult a licensed financial advisor before making investment decisions.